Tag
#retirement
8 articles
Solo 401(k) vs SEP IRA 2026: A SEP Needs $124,162 More Profit to Reach the Same Ceiling
Both cap at $72,000 in 2026. Computed from the IRS formulas, a Solo 401(k) reaches that ceiling at $252,316 of net profit and a SEP IRA at $376,478 — and the advantage is a flat $24,500 for most of the range.
Medicare's 2027 Part B Premium Is Projected Around $209.50 — What to Do Before Open Enrollment
The 2026 Medicare Trustees Report projects a 2027 Part B premium near $209.50, up from $202.90 today. Here's how that interacts with your Social Security COLA, and what to check before open enrollment opens October 15.
Crypto Is Coming to 401(k)s — But It's Not There Yet, and That Distinction Matters
The Labor Department proposed a rule to open 401(k) plans to crypto and other alternative assets. Here's what's actually available today, what the rule really does, and whether digital assets belong in your retirement account.
The 2027 Social Security COLA, Computed From the Actual CPI-W Data — Not Forecast
July's real CPI-W print is in, and it puts the 2027 COLA near 3.1%, below the 3.6%–3.8% summer forecasts. Here's the SSA's own formula run on published data, back-tested against the 2026 COLA it already announced.