Investing

13 articles

Private Credit Is Being Sold to You Now — Read the Redemption Terms First

Blackstone gated its flagship $79B private credit fund in June 2026 after redemption requests topped 10% of assets. Here's how interval-fund and BDC exit gates actually work.

Sujit Karki·Aug 14, 2026·6 min read

Investing

RMDs, the December 31 Deadline, and the QCD That Beats a Deduction in 2026

The 2026 QCD limit is $111,000. Here's how a qualified charitable distribution satisfies your RMD without ever touching your taxable income — and why it can beat a deduction.

Sujit Karki·Aug 14, 2026·5 min read

Investing

Roth Conversions and the IRMAA Cliff (2026)

A Roth conversion is permanent and counts as income now — and can spike your 2028 Medicare premium. Here's how to size it right.

Sujit Karki·Aug 13, 2026·5 min read

Investing

Tax-Loss Harvesting in 2026: Rules, Limits, and the December 31 Deadline

Offset gains and deduct up to $3,000 against income. The 2026 wash-sale rule, the December 31 deadline, and the crypto exception, explained.

Sujit Karki·Aug 13, 2026·7 min read

Investing

The 2027 401(k) Limit Is Projected Near $25,000 — Here's How to Plan Around It Before the IRS Confirms

Milliman projects the 2027 401(k) elective deferral limit at roughly $25,000, up from $24,500 in 2026. Here's what's projected vs. already official, and how to pace your contributions either way.

Sujit Karki·Aug 12, 2026·5 min read

Investing

Is College Worth It in 2026? Reconciling a 12.5% Return With a 5.7% Unemployment Rate

The NY Fed says college returns 12.5% with a $32,000 wage premium — but recent grads face 5.7% unemployment and 41.5% underemployment. Both are true. Here's why.

Sujit Karki·Jul 31, 2026·8 min read

Investing

The Roth Catch-Up Rule Just Took Your Deduction: SECURE 2.0 in 2026

A new SECURE 2.0 rule forces high earners age 50+ to make 401(k) catch-up contributions as Roth. Here's exactly who it hits, the $150,000 wage test, and what to do.

Sujit Karki·Jul 30, 2026·6 min read

Investing

The Tech Concentration Crisis of 2026: How to De-Risk Your Portfolio Without Missing the AI Boom

The S&P 500 is now roughly a third tech and a third Magnificent Seven — the most concentrated it's been since the dot-com peak. Four tech-resistant strategies to dilute that risk without bailing on AI.

Sujit Karki·Jul 19, 2026·13 min read

Investing

Roth IRA vs Traditional IRA: Which One Actually Saves You More?

A plain-English breakdown of Roth vs Traditional IRA — with an interactive tool that shows which account likely wins for your tax situation and roughly by how much.

Sujit Karki·Jun 25, 2026·10 min read

Investing

The FIFA Finance Explorer: 1990 - 2026

The FIFA World Cup has evolved from a sporting event into a global economic engine. Explore the revenue growth, host costs, and the ticket pricing crisis in this interactive guide.

Sujit Karki·Jun 18, 2026·3 min read

Investing

How to Invest Your First $1,000: A Step-by-Step Guide for Beginners

A practical, no-hype walkthrough of exactly what to do with your first $1,000 — with an interactive chart showing what it can grow into over time.

Sujit Karki·Jun 14, 2026·7 min read

Investing

The Complete Guide to Index Fund Investing in 2026

Everything you need to know about index fund investing — from choosing the right funds to building a long-term portfolio that beats 90% of actively managed funds.

Sujit Karki·Jun 8, 2026·5 min read

Investing

The Dollar Explains 2.6% of Emerging-Market Returns. It Is Still the Best Signal You Have.

Every emerging-market piece opens with the same claim: dollar down, EM up. Measured across 248 months of Federal Reserve and fund data, the direction holds and the strength does not — and for two years it ran the other way.

Sujit Karki·Jun 1, 2026·6 min read