Personal Finance
Credit Card Debt Hit a Record $1.277 Trillion — Here's the Math on Actually Getting Out
American credit card debt just set a record, the average balance is $6,519 at 21% APR, and nearly half of BNPL users paid late this year. Here's the real payoff math, avalanche vs. snowball, and a calculator that uses your own numbers.
Sujit Karki··8 min read