Tag

#Investing

6 articles

Tax-Loss Harvesting in 2026: Rules, Limits, and the December 31 Deadline

Offset gains and deduct up to $3,000 against income. The 2026 wash-sale rule, the December 31 deadline, and the crypto exception, explained.

Sujit Karki·Aug 13, 2026·7 min read

Investing

The 2027 401(k) Limit Is Projected Near $25,000 — Here's How to Plan Around It Before the IRS Confirms

Milliman projects the 2027 401(k) elective deferral limit at roughly $25,000, up from $24,500 in 2026. Here's what's projected vs. already official, and how to pace your contributions either way.

Sujit Karki·Aug 12, 2026·5 min read

Market Analysis

Higher-for-Longer, One Year On: What Actually Belongs in Your Fixed-Income Sleeve Now

With the 10-year Treasury near 4.5% and real yields above 2%, here's how T-bills, TIPS, I bonds, and bond funds actually differ — and what to hold now.

Sujit Karki·Jul 30, 2026·5 min read

Investing

Roth IRA vs Traditional IRA: Which One Actually Saves You More?

A plain-English breakdown of Roth vs Traditional IRA — with an interactive tool that shows which account likely wins for your tax situation and roughly by how much.

Sujit Karki·Jun 25, 2026·10 min read

Investing

How to Invest Your First $1,000: A Step-by-Step Guide for Beginners

A practical, no-hype walkthrough of exactly what to do with your first $1,000 — with an interactive chart showing what it can grow into over time.

Sujit Karki·Jun 14, 2026·7 min read

Market Analysis

Understanding Federal Reserve Policy: What Every Investor Needs to Know

A deep dive into how Federal Reserve monetary policy decisions ripple through equity markets, bond yields, and the broader economy — and how to position your portfolio accordingly.

Sujit Karki·Jun 10, 2026·6 min read